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SOLE TRADER ACCOUNTING MADE SIMPLE

Low-Cost Online Accountants for Sole Traders

Get reliable accounting support throughout the year, not just when your tax return is due. We take care of your bookkeeping, expenses, tax planning, HMRC requirements and Making Tax Digital, giving you clear advice and helping you stay on top of your finances as your business grows.

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Business type

Estimated monthly price

£19.80/month

  • Fixed monthly fee
  • Cancel anytime

Your details are secure and never shared

  • Self Assessment filed on timeSubmitted straight to HMRC
  • Dedicated accountantDirect WhatsApp access
  • Same-day responseFast, reliable communication

Sole trader accounting services

How Our Sole Trader Accountants Can Help

Our sole trader accountants can manage your accounts, tax and HMRC requirements. Here are the sole trader accounting services we provide to support your business throughout the year.

  • Sole Trader Registration and HMRC Setup

    We check whether you need to register for Self Assessment, help with the application and obtain or locate your UTR. We also confirm your self-employment details with HMRC and arrange authorisation to act on your behalf.

  • Bookkeeping and Cloud Accounting Software

    We record your business income and expenses, reconcile bank transactions and resolve missing or duplicated entries. Your accountant also helps you choose suitable software and the right accounting method for your business.

  • Self Assessment Tax Returns

    We prepare your Self Assessment tax return, including any other income you need to declare. Your accountant explains your tax bill, National Insurance and payment dates before submitting the return with your approval.

  • Allowable Expenses and Sole Trader Tax Planning

    We review your business costs to identify allowable expenses and separate any personal spending. Your accountant also checks available allowances and loss relief, and explains the tax implications of equipment or vehicle purchases.

  • Making Tax Digital for Income Tax

    We check when Making Tax Digital applies to you and whether you qualify for an exemption. Our support covers compatible software, digital records, quarterly updates and your annual tax return.

  • VAT Registration and VAT Returns

    We check whether VAT registration is required or could benefit your business, and help with the application. For VAT-registered sole traders, we calculate the VAT due or reclaimable, submit returns after your approval and confirm payment deadlines.

Trusted, qualified & authorised

Qualified and Authorised Sole Trader Accountants

Your accounts and tax returns are handled by qualified professionals who understand sole trader businesses and HMRC requirements.

Qualified Accountants

Our team includes CIMA, ACCA and AAT professionals who bring recognised accounting expertise to your business.

  • CIMACIMA
  • ACCA
  • AAT
  • Authorised HMRC Agents

    We are registered with HMRC to manage your Self Assessment, VAT and other tax matters on your behalf.

  • Sole Trader Accounting Support

    From bookkeeping to tax returns and Making Tax Digital, we provide the support your business needs.

Dedicated accountant

Direct WhatsApp Access to Your Accountant

Speak directly with an accountant who understands your sole trader business, accounts and tax position. Use WhatsApp to ask questions about expenses, records, tax returns or HMRC during working hours.

  • Named sole trader accountant

  • Direct WhatsApp contact

Same-day response before 3pm

A WhatsApp conversation with Saad, a dedicated accountant, answering a question about an expense claim.

Client feedback

Trusted by UK Business Owners

See what customers say about our service across Trustpilot, Google and direct client feedback.

Business Owner

“I’ve been working with Rita since the beginning of 2024 and she has really changed the way I operate as a former freelancer, and now small business owner.”

Ben Power- Owner, UK Small Business

  • Switched over smoothly
  • Same-day responses
  • Fixed monthly fee
Read Customer Story
  • Trustpilot

    4.8/5
    “They clearly explained the whole process, applicable taxes and different options. They were very clear and kind. Thanks to Rita, Bilal and the whole team!”
  • Google Reviews

    5.0/5
    “Very impressed. Goes above and beyond any expectations. Quick, efficient and professional.”

Industries we support

Accounting for Sole Traders Across Different Industries

Every sole trader business has different accounting needs depending on the work you do, how you get paid and the records you need to keep. Our sole trader accountants help with bookkeeping, tax returns, expenses, HMRC requirements and ongoing accounting support for businesses across a range of industries.

  • Contractors & Consultants

    Accounting and tax support for contractors, consultants and independent professionals.

  • Ecommerce Sellers

    Bookkeeping, tax and accounting support for sole traders selling online.

  • Construction & Trades

    Accounting support for builders, tradespeople and self-employed construction professionals.

  • Professional Services

    Sole trader accounting for agencies, freelancers and other service-based businesses.

  • Healthcare Professionals

    Accounting and tax support for self-employed doctors, dentists, therapists and other healthcare professionals.

  • Property & Landlord Businesses

    Accounting support for sole traders earning income from property and related activities.

Our service guarantee

Same-Day Response Guarantee

Get fast, reliable support from an accountant who understands your sole trader business. Contact us with questions about your accounts, tax or HMRC and receive a prompt response.

Contact Us Before 3 pm

Receive a response from your accountant on the same working day.

Complex queries may take longer to resolve, but we will acknowledge your message and keep you updated.

An accountant at a desk taking a phone call while working on a laptop.

Why choose us

Why Choose Our Sole Trader Accountants

Get clear answers to your accounting questions and practical support as your business grows. Our sole trader accountants help you understand your figures and make informed decisions throughout the year.

  • Qualified Accountants with Sole Trader Experience

    Your accountant will review your income, expenses and claims, following up on anything that needs clarification. They will explain any adjustments in plain English so you understand how they affect your tax bill.

  • Direct Access to a Dedicated Accountant

    You will have a named accountant who understands your business and handles your questions directly. Whether you need help with an unusual transaction or an HMRC letter, you can speak to someone familiar with your records.

  • Ongoing Advice Beyond the Tax Return

    We can explain how changes in income or a major purchase could affect your tax before you make a decision. If you are considering a limited company, we can compare the tax, costs and responsibilities based on your profits and future plans.

Get started

Start in 3 Simple Steps

Getting started is quick, clear and fully handled from start to finish.

  1. Tell us about your business

    Answer a few quick questions about your business and accounting needs.

  2. See your fixed monthly price

    Get a clear instant quote with exactly what’s included.

  3. We take care of the rest

    Your dedicated accountant handles the accounting and keeps you on track.

Switching accountants

Switching to Our Sole Trader Accountants

If your current accountant no longer provides the support you need, we can manage the handover and keep your accounts and deadlines organised.

How It Works

  1. Tell Us About Your Business

    Share your latest accounts, tax returns and the support you need. We review upcoming deadlines and confirm your quote, including any outstanding work.
  2. We Handle the Handover

    With your permission, we contact your previous accountant for your records and professional handover information. We also arrange the HMRC authorisations and software access needed.
  3. Your Accountant Takes Over

    Your dedicated accountant checks for missing records and agrees who will handle any returns or MTD updates already due. We then begin managing the accounting work included in your service.

Common questions

  • How long will switching take?

    Most switches are completed within 1 week, and almost all within 2 weeks.

  • Do I need to contact my previous accountant?

    No, we handle the contact, professional clearance and record requests for you.

  • What if my previous accountant is slow to respond?

    That won't stop us getting started. We can begin with the information available while we handle the handover in the background.

Frequently Asked Questions

Everything You Need to Know

Answers to common questions about our online accounting service, pricing and support.

  • How much does an accountant cost for a sole trader?

    A sole trader accountant typically costs £150 to £300 for a one-off Self Assessment tax return, or around £60 to £150 per month for ongoing accounting support. VAT returns, Making Tax Digital and untidy records may increase the fee, so request a quote for an exact price.

  • Should I get an accountant as a sole trader?

    An accountant is not legally required, but hiring one can save time, keep your records accurate and help you claim the correct expenses and reliefs.

  • What are 5 disadvantages of a sole trader?

    The main disadvantages are unlimited personal liability, fewer funding options, full responsibility for business decisions, more accounting and tax administration, and potentially higher tax as profits increase.

  • Can I find an online accountant for a sole trader?

    Yes. An online sole trader accountant can manage your bookkeeping, accounts, tax returns and HMRC reporting remotely.

Prefer to speak to someone?

Need to Talk It Through?

Not ready for an instant quote? Choose the easiest way to reach us.

  • Book a Free Consultation

    Pick a convenient time to talk with one of our accountants.

  • Call Us

    Speak to our team directly during working hours.

    01604 289 777

    Mon - Fri, 8am - 4pm

  • Request a Callback

    Leave your details and let us know when suits you best.

  • Send Us a Message

    Have a question? Send us a message and we’ll get back to you.

    Send a Message

Your price in 60 seconds

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Answer a few quick questions about your business and get a clear quote tailored to you in just 60 seconds.

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