UK Dividend Tax Calculator
Calculate your UK dividend tax liability, live, as you adjust the numbers.
Your income
Savings, pension and Gift Aid optional
The same dividends under 2025/26 rules would have been taxed £5,843.75. The comparison changes the tax rules only - it assumes the income you entered above.
| Total income | £58,070.00 |
| Total taxable income | £45,500.00 |
| Income tax on salary | £0.00 |
| Dividend tax (from above) | £6,733.75 |
| Employee NI on salary | £0.00 |
| Total personal tax liability | £6,733.75 |
| Employer NI (company cost, not deducted above) | £1,135.50 |
See your breakdown
Before the bands
Savings interest
| Band | Income in band | Rate | Tax |
|---|---|---|---|
| Savings at 0% (Basic rate) | £500 | 0% | £0.00 |
| Total | £0.00 | ||
Dividends
| Band | Income in band | Rate | Tax |
|---|---|---|---|
| Dividend allowance (Ordinary rate) | £500 | 0% | £0.00 |
| Ordinary rate | £36,700 | 10.75% | £3,945.25 |
| Upper rate | £7,800 | 35.75% | £2,788.50 |
| Total | £6,733.75 | ||
Each band’s tax is the income in it multiplied by its rate. The totals are worked out before anything is rounded and then rounded once, which is what keeps them exact.
How this calculator works
- Enter your income
Dividends and salary, plus savings interest, pension contributions and Gift Aid if they apply to you.
- See your tax, live
Drag a slider or type a figure and the results update immediately - no button to press.
- Check the working
Expand “See your breakdown” for the exact band-by-band figures behind the total.
Key facts for 2026/27
- Dividend allowance£500
- Ordinary rate (basic band)10.75%
- Upper rate (higher band)35.75%
- Additional rate39.35%
- Personal allowance£12,570
Uses HMRC’s 2026/27 figures. Change the tax year above to compare.
What this calculator assumes
- You have the standard tax code for the year, with the full personal allowance and no adjustments carried in it.
- Your dividends are UK dividends. Foreign dividends, and any foreign tax paid on them, are not covered.
- Everything you enter covers a whole tax year on the same rates. There is no part-year apportionment.
- The figure you enter as salary is treated as employment income, so National Insurance is charged on it. Rental profit or pension income entered there would not really attract National Insurance.
- National Insurance is worked out on the annual basis HMRC uses for company directors, which is why two years show a blended rate.
- Employer National Insurance is shown before any Employment Allowance. A single-director company with no other employee cannot claim it.
- Nothing is deducted for tax already collected through your PAYE code, so the figures are the year's full liability rather than what is left to pay.
- Marriage Allowance and Blind Person's Allowance are not included.
- Student loan repayments, salary sacrifice and employer pension contributions are not included.
- It is an estimate to work from, not advice. Speak to an accountant before acting on it.
An estimate based on the figures you enter, using the rates and thresholds published for each tax year shown. It is not financial advice - speak to an accountant before acting on these figures.