UK Dividend Tax Calculator
Your income
Your result
Dividend tax
- Total dividend tax(2026/27 rules)
- £0.00
- Effective rate on your dividends
- 0%
Your income and tax
- Total income
- £0.00
- Total taxable income
- £0.00
- Income tax on salary
- £0.00
- Dividend tax (from above)
- £0.00
- Employee NI on salary
- £0.00
- Total personal tax liability
- £0.00
What you take home
- Your take home pay
- £0.00
- Employer NI (paid by your company)
- £0.00
Take home pay is your total income less your personal tax liability. Employer National Insurance is the company’s cost, so it is in neither figure - and it is shown before any Employment Allowance the company can claim, which a single-director company with no other employee cannot.
See your breakdown
There is nothing to break down yet. Enter your figures and press Calculate, or - if you already have - your income for 2026/27 is inside your personal allowance, so none of it reaches a tax band.
What this calculator assumes
- You have the standard tax code for the year, with the full personal allowance and no adjustments carried in it.
- Your dividends are UK dividends. Foreign dividends, and any foreign tax paid on them, are not covered.
- Everything you enter covers a whole tax year on the same rates. There is no part-year apportionment.
- The figure you enter as salary is treated as employment income, so National Insurance is charged on it. Rental profit or pension income entered there would not really attract National Insurance.
- National Insurance is worked out on the annual basis HMRC uses for company directors, which is why two years show a blended rate.
- Employer National Insurance is shown before any Employment Allowance. A single-director company with no other employee cannot claim it.
- Nothing is deducted for tax already collected through your PAYE code, so the figures are the year's full liability rather than what is left to pay.
- Marriage Allowance and Blind Person's Allowance are not included.
- Student loan repayments, salary sacrifice and employer pension contributions are not included.
- It is an estimate to work from, not advice. Speak to an accountant before acting on it.
An estimate based on the figures you enter, for the tax years shown, using the rates and thresholds published for each of them.
How each figure is worked out
Dividend tax
Dividends are the top slice of your income. Your salary is taxed first, then any savings interest, and your dividends are charged against whatever band space is left - which is why the tax on them depends on everything else you earn. The dividend allowance is a 0% band rather than a deduction: dividends inside it pay nothing, but they still take up band space, so they can push the rest of your dividends into a higher rate.
Income tax on your salary
Your personal allowance is set against your salary first, and what remains is taxed through the bands. The allowance shrinks by £1 for every £2 of income over £100,000, and pension contributions and Gift Aid donations both reduce the income that taper is measured against - which is why paying into a pension can restore part of it. Scotland has its own bands, and they apply to your salary only; dividends and savings interest are charged at UK rates wherever you live.
Employee National Insurance
National Insurance is charged on salary alone. Dividends carry no National Insurance at all, which is the main reason a company director takes part of their income that way. Contributions start above the primary threshold and drop to a lower rate above the upper earnings limit.
Total liability and take home pay
The total personal tax liability is the income tax on all of your income - salary, savings interest and dividends together - plus your employee National Insurance. Take home pay is your gross income less that total. It is shown before any pension contributions or charitable donations you choose to make, because those are payments you decide on rather than deductions from what reaches you.